Diploma Lending to individuals
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TABLE OF CONTENTS
ВВЕДЕНИЕ…………………………………………………………………………... 4
CHAPTER 1. ORGANIZATION - THEORY
Based on bank lending to individuals ............. 6
1.1. Essence, types and characteristics
bank lending ........................ ...... 6
1.2. Legal base lending ........................ ... 17
1.3. Organizational basis for lending
commercial banks .......................................... ... ....... ... 22
CHAPTER 2. ANALYSIS OF LOAN FOR INDIVIDUALS
In the branches of "Omsk" JSC "OTP Bank" ........................ ............ ... ... 31
2.1. Economic characteristics
branch "Omsk" JSC "OTP Bank" .......................................... 31
2.2. The organization works on lending
in the branch of "Omsk" JSC "OTP Bank" ........................ ... ............ ... 40
2.3. An analysis of the loan portfolio for individuals
in the branch of "Omsk" JSC "OTP Bank" .............................. ... ... ....... 43
2.4. Credit rating of individuals
in the branch of "Omsk" JSC "OTP Bank" ........ ................................. 56
CHAPTER 3.Vozmozhnost IMPROVEMENT
Lending to individuals in commercial banks ...... .. 64
3.1. Improving the problems of bank lending
for individuals ............................................................... .... 64
3.2. The main ways of improving the operation of credit
with individuals and their effectiveness ..................................... 69
CONCLUSION .............................................................................. .. 72
REFERENCES ............................................. .. ... ..... 76
APPLICATIONS .. ......................................................................... ... .. 80
Additional information
Introduction Finally, 24 analytical tables, 3 figures, 8 applications. Slides. Report.