Self-Employed Tax Calculator (NPD) 2026 — 4%/6%, Annual Cap

Product description

HOW MUCH TAX YOU PAY AS SELF-EMPLOYED — AND WHERE THE LIMIT IS

Enter income from individuals and from legal entities — the calculator applies the 2026 rates: 4% from individuals, 6% from legal entities and sole proprietors. Shows the effective rate, money left in hand, and the remaining room before the 2 400 000 rubles annual cap.

EXAMPLE FROM THE SCREENSHOT (real calculation of the program):

• 60 000 RUB/month from individuals + 90 000 RUB/month from legal entities = 150 000 RUB/month income
• Tax: 2 400 RUB (4%) + 5 400 RUB (6%) = 7 800 RUB/month
• Effective rate: 5.2%
• Per year: 1 800 000 RUB income — that is 75% of the cap

WHAT'S INSIDE (one index.html file):

• 4% and 6% rates by counterparty type — applied automatically
• 2 400 000 RUB cap control: a warning 20% before exceeding
• Effective tax rate — the real picture
• A block for sole proprietors on NPD: insurance contributions 53 658 RUB + 1% of income over 300 000 RUB
• A "what if" scenario: add one-off income in any month — see the tax and the cap
• Income journal by month with totals and CSV export
• Dark and light themes, print the result

WHO IT'S FOR:

Self-employed with mixed income sources (individuals + legal entities), sole proprietors on NPD. The "My Tax" app only records receipts — here you can plan and model scenarios.

FORMAT: one HTML file, works offline on Android, iPhone and desktop. No sign-up, data stays on your device. Instant file delivery after payment.